There Are All Kinds Of Reasons To Cancel Or Switch Your Car Insurance. Recently, the Insurance Institute for Highway Safety (IIHS) released its 2014 safety ratings for cars, which carries on the trend of higher safety standards in the IIHS rating system. The IIHS's already tough criteria have been upgraded for the third time in eight years. Today, the IIHS crash tests most new vehicles and gives comprehensive safety ratings for each model in 6 categories: Moderate Overlap Frontal Test exposes 40% of a cars front end to a 40 mph impact Small Overlap Frontal Test exposes 25% of a cars front end to a 40 mph impact Side Crash Test measures damage caused by an SUV-sized vehicle Head Restraint Test evaluates the impact of 20 mph rear-end collisions Roof Strength Test tests the damage caused by a rollover Frontal Collision Avoidance Test (new for 2014) evaluates front crash protection systems The IIHS evaluates car safety using four standard ratings: good, acceptable, marginal, and poor. A dr

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