There are over 2 million people who have been sold insurance in the UK, that they either didn’t need or won’t be able to use. Are you one of them ? Were you advised to take out an insurance policy called Payment Protection Insurance ( PPI ) ! PPI is supposed to help lenders to meet the repayments of a loan, credit card or mortgage payment if they are unable to keep up repayments as a result of sickness, unemployment or an accident.

PPI is supposed to help lenders to meet the repayments of a loan, credit card or mortgage payment if they are unable to keep up repayments as a result of sickness, unemployment or an accident. Of course this sounds great in theory, but when it came to the practicality of making a claim on these insurance policies many people have been let down when they have had their claims turned down due to what has been in the PPI small print (ie exclusions and clauses).

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